PEDUM (PEDOMAN UMUM) PELAYANAN INFORMASI PUBLIK PEJABAT PENGELOLA INFORMASI DAN DOKUMENTASI ( PPID ) PEMBANTU KELURAHAN PANGONGANGAN
- PENDAHULUAN.
A. LATAR BELAKANG
Informasi merupakan kebutuhan pokok setiap orang bagi pengembangan pribadi dan lingkungan sosialnya serta merupakan bagian penting bagi ketahanan nasional. Hak memperoleh informasi merupakan hak asasi manusia dan keterbukaan informasi publik merupakan salah satu ciri penting negara demokratis yang menjunjung tinggi kedaulatan rakyat untuk mewujudkan penyelenggaraan negara yang baik. Pemberlakuan Undang-Undang Nomor 14 Tahun 2008 tentang Keterbukaan Informasi Publik (UU KIP) . UU ini telah memberikan landasan hukum terhadap hak setiap orang untuk memperoleh Informasi Publik. Dimana, setiap Badan Publik mempunyai kewajiban dalam menyediakan dan melayani permohonan Informasi Publik secara cepat, tepat waktu, biaya ringan dan cara sederhana. Salah satu tugas Pejabat Pengelola Informasi dan Dokumentasi (PPID) menyediakan akses informasi publik bagi pemohon informasi. Terkait dengan tugas tersebut, PPID menetapkan standar layanan informasi di lingkungan PPID Kelurahan Pangongangan. Dengan adanya Standar Operasional Pelayanan Informasi Publik ini, diharapkan implementasi UU KIP dapat berjalan efektif dan hak-hak publik terhadap informasi yang berkualitas dapat secara nyata terpenuhi.
B. LANDASAN HUKUM
- Undang-Undang Nomor 14 Tahun 2008 tentang Keterbukaan Informasi Publik (Lembaran Negara Republik Indonesia Tahun 2008 Nomor 61, Tambahan Lembaran Negara Nomor 4846);
- Undang-Undang Nomor 25 Tahun 2009 tentang Pelayanan Publik (Lembaran Negara RI Tahun 2009 Nomor 112, Tambahan Lembaran Negara Nomor 5038);
- Undang-Undang Nomor 43 Tahun 2009 tentang Kearsipan (Lembaran Negara Republik Indonesia Tahun 2009 Nomor 152, Tambahan Lembaran Negara Nomor 5071);
- Peraturan Pemerintah No . 61 Tahun 2010 tentang Pelaksanaan UU No 14 Tahun 2008 tentang Keterbukaan Informasi Publik
- Permendagri No 35 Tahun 2010 tentang Pedoman Pengelolaan Pelayanan Informasi dan Dokumentasi
- Perda Provinsi Jawa Timur No. 11 Tahun 2005 tentang Pelayanan Publik di Provinsi Jawa Timur (Lembaran Daerah Tahun 2005 No. 5 Seri E)
- Peraturan Gubernur Jawa Timur No. 55 Tahun 2011 tentang Pedoman Pengelolaan Informasi dan Dokumentasi di Lingkungan Pemerintah provinsi Jawa Timur.
- Peraturan Gubernur Jawa Timur No. 65 Tahun 2011 tentang perubahan atas Peraturan Gubernur Jawa Timur No 55 Tahun 2011.
- Peraturan Komisi Informasi Nomor 1 Tahun 2010 Tentang Standar Layanan Informasi Publik.
- Surat Keputusan Komisi Informasi (KI) Tahun 2013 tentang Prosedur Penyelesaian Sengketa Informasi Publik
- Peraturan Menteri Dalam Negeri Nomor 3 th 2017 tentang Pedoman Pengelolaan Pelayanan Informasi dan Dokumentasi di Lingkungan Kementerian Dalam Negeri dan Pemerintahan Daerah;
- Peraturan Daerah Kota Madiun Nomor 15 Tahun 2011 tentang Pelayanan Publik;
- Peraturan Daerah Kota Madiun Nomor 3 Tahun 2016 tentang Pembentukan dan Susunan Perangkat Daerah
- Keputusan Walikota Madiun Nomor 042-401.109/21/2017 tentang Pembentukan Layanan Informasi dan Dokumentasi dan Penunjukan Pejabat Pengelola Informasi dan Dokumentasi dilingkungan Pemerintahh Kota Madiun.
- SK PPID Kelurahan Pangongangan nomor 4-401.402.7/07/2017 PPID Pembantu Kelurahan Pangongangan
C. MAKSUD DAN TUJUAN
1. Maksud :
Pedoman ini sebagai acuan mengenai ruang lingkup, tanggungjawab dan wewenang Pejabat Pengelola Informasi dan Dokumentasi (PPID) Kelurahan Pangongangan (Sekretariat PPID Kelurahan Pangongangan) dalam menyediakan informasi tertentu melalui mekanisme pelaksanaan kegiatan Pelayanan Informasi Publik.
2. Tujuan :
– Mendorong terwujudnya implementai UU KIP secara efektif dan hak-hak publik terhadap informasi yang berkualitas dapat terpenuhi ;
– Memberikan standar bagi Pejabat PPID dalam melaksanakan pelayanan Informasi Publik;
– Meningkatkan pelayanan Informasi Publik di lingkungan Organisasi/Lembaga Publik untuk menghasilkan layanan Informasi Publik yang berkualitas
II. HAKEKAT PELAYANAN INFORMASI PUBLIK
Hakekat Pelayanan Informasi Publik adalah pemberian pelayanan kepada pemohon Informasi Publik secara cepat, tepat waktu, biaya ringan/proporsional, dan cara sederhana; pengecualian Informasi Publik bersifat ketat dan terbatas; kewajiban Badan Publik untuk membenahi sistem dokumentasi dan pelayanan informasi.
III. ASAS PELAYANAN INFORMASI PUBLIK
1. Transparansi
Bersifat terbuka, mudah dan dapat diakses oleh semua pihak yang membutuhkan dan disediakan secara memadai serta mudah dimengerti.
2. Akuntabilitas
Dapat dipertanggungjawabkan sesuai dengan ketentuan peraturan perundang-undangan.
3. Kondisional
Sesuai dengan kondisi dan kemampuan pemberi dan penerima pelayanan dengan tetap berpegang pada prinsip efisiensi dan efektivitas
4. Partisipatif
Mendorong peran serta masyarakat dalam penyelenggaraan pelayanan informasi publik dengan memperhatikan aspirasi, kebutuhan dan harapan masyarakat.
5. Kesamaan Hak
Tidak Diskriminatif dalam arti tidak membedakan suku, ras, agama, golongan, gender dan status ekonomi
6. Keseimbangan hak dan kewajiban
Pemberi dan penerima pelayanan publik harus memenuhi hak dan kewajiban masing-masing pihak.
IV. KELOMPOK PELAYANAN INFORMASI PUBLIK
Pelayanan Informasi Publik yang dilaksanakan oleh Pejabat Pengelola Informasi dan Dokumentasi Badan Publik Pemerintah dan Non Pemerintah di lingkungan Pemerintah Kelurahan Pangongangan, masuk dalam kelompok pelayanan jasa, yakni menyediakan berbagai hal yang berkaitan dengan informasi dan komunikasi yang dibutuhkan oleh masyarakat.
V. STANDART OPERASIONAL PELAYANAN (SOP) INFORMASI PUBLIK
Setiap penyelenggara pelayanan publik sesuai dengan masing-masing tugas dan fungsinya harus memiliki standart pelayanan yang berkaitan dengan prosedur dan waktu sebagai ukuran baku untuk penyelenggaraan pelayanan publik dan wajib ditaati oleh pemberi dan penerima pelayanan informasi.
Adapun Standar Pelayanan Informasi Publik, sbb :
1. OPERASIONAL PELAYANAN INFORMASI PUBLIK
Untuk melaksanakan pelayanan informasi perlu didukung oleh Front Office dan back Office yang baik :
a. Front Office meliputi : > Desk Layanan Langsung
> Desk Layanan Via Media
b. Back Office, meliputi :> Bidang Pelayanan dan Dokumentasi Informasi
> Bidang Pengolahan Data dan Klasifikasi Informasi
> Bidang Penyelesaian Sengketa Informasi .
2. DESK INFORMASI PUBLIK
Untuk memenuhi dan melayani permintaan dan kebutuhan pemohon/pengguna informasi publik, Pejabat Pengelola Informasi dan Dokumentasi melalui desk layanan informasi publik melakukan layanan langsung dan layanan melalui media antara lain menggunakan telepon/fax, email dan website (online).
3. WAKTU PELAYANAN INFORMASI
Dalam memberikan layanan informasi kepada pemohon informasi PPID menetapkan waktu pemberian Pelayanan Informasi Publik. di PPID Kelurahan Pangongangan (Sekretariat PPID Kelurahhan Pangongangan ), penyelenggaraan Pelayanan Informasi Publik dilaksanakan pada hari kerja Senin sampai dengan Jumat.
Senin – Kamis : 07.00 – 15.00 WIB
Istirahat : 12.00 – 13.00 WIB
Jumat : 07.00 – 14.00 WIB
Istirahat : 11.00 – 13.00 WIB
4. MEKANISME PERMOHONAN DAN PELAYANAN INFORMASI PUBLIK
Untuk memenuhi dan melayani permintaan dan kebutuhan pemohon/pengguna informasi publik, PPID melalui desk layanan informasi publik, memberikan layanan langsung dan layanan melalui media cetak dan elektronik (website) :
a. Layanan informasi secara langsung, yaitu layanan informasi publik yang dikategorikan wajib tersedia setiap saat, dengan mekanisme pelayanan sebagai berikut:
1). Pemohon informasi datang ke desk layanan informasi mengisi formulir permintaan informasi dengan melampirkan foto copy KTP pemohon dan pengguna informasi, bagi lembaga publik/ormas dilengkapi foto copy akta pendirian yang dikeluarkan oleh Kementerian Hukum dan Hak Asasi Manusia (Kemen Hum dan Ham) , surat keterangan terdaftar di Bakesbangpol Provinsi Jawa Timur/setempat, surat keterangan domisili, serta AD /ART lembaga publik/ormas. Maksud dan tujuan permintaan informasi harus jelas penggunaannya / logis serta materi atau informasi yang diminta maksimal 2 (dua) tahun anggaran dan berlaku mundur dari tahun anggaran yang sedang berjalan.
2). Petugas memberikan tanda bukti penerimaan permintaan informasi publik kepada pemohon informasi publik, setelah persayaratan permohonan dilengkapi atau dinyatakan lengkap
3). Petugas memproses permintaan pemohon informasi publik sesuai dengan formulir permintaan informasi publik yang telah ditandatangani oleh pemohon informasi publik.
4). Petugas menyerahkan informasi sesuai dengan yang diminta oleh pemohon/pengguna informasi. Jika informasi yang diminta masuk dalam kategori dikecualikan, PPID menyampaikan alasan sesuai dengan ketentuan peraturan perundangan yang berlaku
5). Petugas memberikan Tanda Bukti Penyerahan Informasi Publik (berita acara penerimaan informasi publik) kepada Pengguna Informasi Publik .
6). Petugas membukukan dan mencatat permohonan informasi publik yang masuk tersebut.
b. Layanan informasi melalui media baik online maupun cetak, yaitu informasi publik yang tersedia dan diumumkan secara berkala dilayani melalui website resmi Kota Madiun atau website masing masing SKPD dan media cetak yang tersedia.
5. JANGKA WAKTU PENYELESAIAN
a. Proses penyelesaian untuk memenuhi permintaan pemohon informasi publik dilakukan setelah pemohon informasi publik memenuhi persyaratan yang telah ditentukan;
b. Waktu penyelesaian dilaksanakan paling lambat 10 (sepuluh) hari kerja sejak diterima permintaan, Pejabat Pengelola Informasi dan Dokumentasi (PPID) akan menyampaikan pemberitahuan yang berisikan informasi yang diminta berada dibawah penguasaannya atau tidak. Dan PPID dapat memperpanjang waktu paling lambat 7 (tujuh) hari kerja.
c. Penyampaian/pendistribusian/penyerahan informasi publik kepada pemohon informasi publik dilakukan secara langsung, dengan menandatangani berita acara penerimaan informasi publik.
d. Jika permohonan informasi diterima, maka dalam surat pemberitahuan juga dicantumkan materi informasi yang diberikan, format informasi , dalam bentuk hard copy atau data tertulis. Apabila dibutuhkan biaya untuk keperluan penggandaan menjadi tanggungjawab atau beban pemohon informasi . Bila permintaan informasi ditolak, maka dalam surat pemberitahuan dicantumkan alasan penolakan berdasarkan UU KIP.
6. BIAYA/TARIF
Pejabat Pengelola Informasi dan Dokumentasi menyediakan informasi publik secara gratis (tidak dipungut biaya), sedangkan untuk penggandaan , pemohon/pengguna informasi publik dapat melakukan penggandaan/fotocopy sendiri disekitar Kantor Badan Publik (PPID) setempat atau biaya penggandaan ditanggung oleh Pemohon Informasi
7. KOMPETENSI PELAKSANA LAYANAN INFORMASI PUBLIK
Pejabat Pengelola Informasi dan Dokumentasi dalam melaksanakan pelayanan informasi publik kepada pemohon/pengguna informasi publik dibantu oleh Pejabat Fungsional Arsiparis, Pustakawan, Pranata Humas, dan Pranata Komputer. Untuk petugas pada desk layanan informasi publik diutamakan yang memiliki kompetensi dibidang pengetahuan mengenai peraturan perundang-undangan keterbukaan informasi publik dan pelayanan publik, keterampilan dan sikap dalam berkomunikasi, sehingga dapat menunjang dalam melaksanakan tugas pelayanan informasi.
8. LAPORAN OPERASIONAL LAYANAN INFORMASI PUBLIK
Pengelolaan hasil penyelenggaraan pelayanan publik dilakukan melalui pembuatan laporan harian pelaksanaan tugas pelayanan informasi publik. Petugas pelayanan informasi publik setiap hari membuat laporan hasil pelaksanaan tugas pelayanan informasi publik disampaikan kepada Bidang Pelayanan Informasi. Bidang Pelayanan Informasi (Badan Publik ) membuat laporan bulanan hasil pelaksanaan tugas pelayanan informasi publik untuk disampaikan kepada Pejabat Pengelola Informasi dan Dokumentasi (PPID) Pembantu Kelurahan Pangongangan.
Selanjutnya PPID Pembantu Kelurahan Pangongangan setiap bulan melaporkan kepada Sekretaris Daerah Kota Madiun selaku atasan PPID Utama Kota Madiun. Laporan tersebut memuat informasi mengenai permintaan informasi publik yang sudah dipenuhi, tindak lanjut dari permintaan yang belum dipenuhi, penolakan permintaan informasi publik disertai dengan alasan penolakannya dan waktu diperlukan dalam memenuhi setiap permintaan pemohon informasi sesuai dengan ketentuan yang telah diatur dalam peraturan perundang-undangan.
9. KEBERATAN ATAS PEMBERIAN INFORMASI PUBLIK
Setiap Pemohon Informasi Publik dapat mengajukan keberatan secara tertulis kepada atasan Pejabat Pengelola Informasi dan Dokumentasi berdasarkan alasan berikut:
a. Penolakan atas permintaan informasi berdasarkan alasan pengecualian sebagaimana dimaksud dalam Pasal 17;
b. Tidak disediakannya informasi berkala sebagaimana dimaksud dlm Pasal 9;
c. Tidak ditanggapinya permintaan informasi;
d. Permintaan informasi ditanggapi tidak sebagaimana yang diminta;
e. Tidak dipenuhinya permintaan informasi;
f. Pengenaan biaya yang tidak wajar; dan/atau
g. Penyampaian informasi yang melebihi waktu yang diatur dalam Undang-undang ini
VI. KEDUDUKAN PPID
Kedudukan dan Penunjukan PPID Pembantu Kelurahan Pangongangan :
a. PPID Pembantu Kelurahan Pangongangan berkedudukan / Sekretariat di Kantor Kelurahan Pangongangan.
b. PPID Pembantu Kelurahan Pangongangan ditetapkan dengan Surat Keputusan Lurah Pangongangan.
c. Ketua PPID Pembantu Kelurahan Pangongangan adalah Sekretaris Kelurahan Pangongangan.
VII. TUGAS DAN FUNGSI
Tugas dan Fungsi PPID Pembantu Kelurahan Pangongangan
T u g a s :
Merencanakan, mengorganisasikan , melaksanakan , mengawasi , mendorong
dan mengevaluasi pelaksanaan kegiatan dan pelayanan informasi di Kelurahan Pangongangan
F u n g s i :
1.Menghimpun informasi publik dari seluruh Masyarakat Kelurahan Pangongangan melalui beberapa fasilitas yang ada ( link/online dan off line )
2.Penataan dan penyimpanan informasi publik yang diperoleh dari seluruh Perangkat Kelurahan Pangongangan
3.Pelaksanaan konsultasi informasi publik yang termasuk dalam kategori dikecualikan dan informasi yang terbuka untuk publik.
4.Pendampingan Penyelesaian sengketa informasi
VIII. MEKANISME PENGUMPULAN, PENGKLASIFIKASIAN, PENDOKUMENTASIAN DAN PELAYANAN INFORMASI
A. PENGUMPULAN INFORMASI
Beberapa hal yang harus diperhatikan oleh setiap Perangkat Kelurahan Pangongangan dalam kegiatan pengumpulan informasi adalah :
- Pengumpulan informasi merupakan aktivitas penghimpunan kegiatan yang telah, sedang dan yang akan dilaksanakan oleh Perangkat Kelurahan Pangongangan
- Informasi yang dikumpulkan adalah informasi yang berkualitas dan relevan dengan tugas pokok dan fungsi masing masing Perangkat Kelurahan Pangongangan
- Informasi yang dikumpulkan dapat bersumber dari pejabat dan arsip, baik arsip statis maupun dinamis.
- Pejabat sebagaimana dimaksud dalam butir 3 merupakan pejabat yang bertanggung jawab dalam pelaksanaan tugas pokok dan fungsi di Satuan Kerjanya, sedangkan arsip statis dan dinamis merupakan arsip yang terkait dengan pelaksanaan tugas pokok dan fungsi Satuan Kerja bersangkutan
- Penyediaan informasi dilaksanakan dengan memperhatikan tahapan sebagai berikut :
- Mengenali tugas pokok dan fungsi Satuan Kerjanya;
- Mendata kegiatan yang dilaksanakan oleh Satuan Kerjanya;
- Mendata informasi dan dokumen yang dihasilkan;
- Membuat daftar jenis-jenis informasi dan dokumen.
- Komponen utama yang perlu disiapkan dalam pengelolaan dan pelayanan informasi dan dokumentasi, meliputi :
- . Organisasi/Kelembagaan;
- Kebijakan dan Peraturan Daerah terkait;
- Sumber Daya Manusia (Struktural dan Fungsional);
- Program dan Kegiatan;
- Anggaran dan Dokumen Pelaksanaan Anggaran yang meliputi unsur program dan kegiatan;
- Sarana dan Prasarana serta Sistem Informasi (IT);
- Daftar Informasi Yang Wajib Disediakan dan Diumumkan Secara Berkala;
- Daftar Informasi Yang Wajib Diumumkan Secara Serta Merta;
- Daftar Informasi Yang Wajib Tersedia Setiap Saat;
- Daftar Informasi Yang Dikecualikan.
- PENGKLASIFIKASIAN INFORMASI
Dalam proses pengklasifikasian, informasi dibagi menjadi dua kelompok, yaitu informasi yang bersifat publik dan informasi yang dikecualikan :
- Informasi yang bersifat publik
Dikelompokkan berdasarkan subyek informasi sesuai dengan tugas pokok, fungsi dan kegiatan setiap satuan kerja, meliputi:
- Informasi yang bersifat terbuka, yaitu informasi yang wajib disediakan dan diumumkan secara berkala, meliputi:
- Profil yang meliputi seperti sejarah singkat, struktur organisasi, tujuan, kedudukan, tugas dan fungsi, program kerja, dan sebagainya;
- Informasi mengenai kegiatan dan kinerja Pemerintah Perangkat Kelurahan Pangongangan, Laporan Akuntabilitas Kinerja, dan sebagainya.
- Informasi mengenai laporan keuangan, seperti laporan realisasi anggaran, laporan pendapatan daerah, laporan pertanggungjawaban keuangan, dan sebagainya.
- Informasi lain yang diatur dalam peraturan perundangan;
- Informasi yang lebih detail atas permintaan pemohon.
- Informasi yang wajib diumumkan secara serta merta, yaitu informasi yang dapat mengancam hajat hidup orang banyak dan ketertiban umum, meliputi:
- ) Informasi mengenai bencana alam, seperti: daerah potensi tsunami, gunung meletus, tanah longsor, banjir, dan sebagainya.
- Informasi mengenai limbah berbahaya, seperti: laporan hasil pemeriksaan limbah bahan kimia yang berada di sungai, laut atau daerah pemukiman.
- Hal lain yang mengancam hajad hidup orang banyak.
- Informasi publik yang wajib tersedia setiap saat, meliputi:
- Daftar seluruh informasi publik yang berada di bawah penguasaan Pemerintah Kelurahan Pangongangan; tidak termasuk informasi yang dikecualikan.
- Hasil keputusan Pemerintah Kelurahan Pangongangan dan latar belakang pertimbangannya;
- Rencana kerja program/kegiatan, termasuk perkiraan pengeluaran tahunan Pemerintah Kelurahan Pangongangan;
- Perjanjian Pemerintah Kelurahan Pangongangan dengan pihak ketiga;
- Informasi dan kebijakan yang disampaikan Pejabat Pemerintah Kelurahan Pangongangan dalam pertemuan yang terbuka untuk umum;
- Prosedur kerja pegawai Pemerintah Kelurahan Pangongangan yang berkaitan dengan pelayanan masyarakat; dan/atau
- Laporan mengenai pelayanan akses informasi publik sebagaimana diatur dalam Undang-Undang Nomor 14 Tahun 2008 tentang Keterbukaan Informasi Publik.
- Informasi Yang Dikecualikan
Dalam pengelompokan informasi yang dikecualikan, perlu diperhatikan hal-hal sebagai berikut:
- Informasi yang dikecualikan adalah informasi sebagaimana diatur dalam Undang-Undang Nomor 14 Tahun 2008, Pasal 2 ayat 4, Pasal 6, pasal 17 dan 18.
- Prinsip-prinsip yang harus diperhatikan dalam mengelompokkan informasi yang dikecualikan:
- ) Ketat, artinya untuk mengategorikan informasi yang dikecualikan harus benar-benar mengacu pada metode yang valid dan mengedepankan obyektivitas.
- Terbatas, artinya informasi yang dikecualikan harus terbatas pada informasi tertentu untuk menghindari penafsiran yang subyektif dan kesewenangan.
- Tidak mutlak, artinya tidak ada informasi yang secara mutlak dikecualikan ketika kepentingan publik yang lebih besar menghendakinya.
- Pengecualian harus melalui metode uji konsekuensi bahaya (consequential harm test) yang mendasari penentuan suatu informasi harus dirahasiakan apabila informasi tersebut dibuka.
- Untuk lebih menjamin suatu informasi dapat dibuka atau ditutup secara obyektif, maka metode sebagaimana tersebut pada poin c dilengkapi dengan uji kepentingan publik (balancing public interest test) yang mendasari penentuan informasi harus ditutup sesuai dengan kepentingan publik.
- Pengklasifikasian akses informasi harus disertai pertimbangan tertulis tentang implikasi informasi dari sisi politik, ekonomi, sosial budaya, dan pertahanan keamanan.
- Usulan klasifikasi akses informasi yang bersifat ketat dan terbatas sebagaimana dimaksud pada huruf b angka 1) dan 2) tersebut di atas, diajukan oleh SKPD yang memiliki kemandirian dalam mengelola kegiatan, anggaran dan administrasi.
- Penetapan sebagaimana tersebut pada huruf b angka 3) dilakukan melalui rapat pimpinan
- PENDOKUMENTASIAN INFORMASI
Pendokumentasian informasi adalah kegiatan penyimpanan data dan informasi, catatan dan/atau keterangan yang dibuat dan/atau diterima Perangkat Kelurahhan Pangongangan di lingkungan Pemerintah Kelurahhan Pangongangan untuk membantu PPID melayani permintaan informasi. Pendokumentasian informasi dilaksanakan sesuai dengan peraturan perundang-undangan bidang kearsipan dan peraturan di bidang tata persuratan yang berlaku di lingkungan Pemerintah Kelurahhan Pangongangan.
Tahapan dalam pendokumentasian informasi meliputi :
- Deskripsi Informasi:
Setiap Perangkat Kelurahhan Pangongangan membuat ringkasan untuk masing-masing jenis informasi.
- Verifikasi Informasi:
Setiap informasi diverifikasi sesuai dengan jenis kegiatannya
- Otentikasi Informasi:
Dilakukan untuk menjamin keaslian informasi melalui validasi informasi oleh setiap satuan Kerja.
- Kodefikasi Informasi:
- Untuk mempermudah pencarian informasi yang dibutuhkan, maka dilakukan kodefikasi
- Metode pengkodean ditentukan oleh masing-masing Satuan Kerja.
- Penataan dan Penyimpanan Informasi.
- PENYELESAIAN SENGKETA INFORMASI
Mekanisme Penyelesaian Sengketa Informasi:
- PPID yang akan menolak memberikan informasi publik yang tidak sesuai dengan ketentuan peraturan perundang-undangan, dengan prosedur sebagai berikut:
- PPID mempersiapkan daftar pemohon dan/atau pengguna informasi yang akan ditolak;
- PPID mengadakan rapat koordinasi paling lambat 3 hari kerja setelah surat permohonan diterima PPID;
- Hasil keputusan rapat koordinasi dituangkan dalam berita acara yang ditandatangani oleh seluruh peserta rapat;
- Hasil keputusan rapat didokumentasikan secara baik
- PPID yang akan memberikan tanggapan atas keberatan yang disampaikan pemohon informasi publik secara tertulis:
- PPID mempersiapkan daftar keberatan yang disampaikan pemohon dan/atau pengguna informasi;
- PPID mengadakan rapat koordinasi paling lambat 3 hari kerja setelah surat permohonan diterima PPID;
- Hasil keputusan rapat koordinasi dituangkan dalam berita acara yang ditandatangani oleh seluruh peserta rapat;
- Hasil keputusan rapat didokumentasikan secara baik.
- Penyelesaian sengketa informasi
- PPID menyiapkan bahan-bahan terkait sengketa informasi;
- PPID menyusun kajian dan pertimbangan hukum untuk disampaikan kepada Atasan PPID;
- Pada saat sengketa informasi berlanjut ke Komisi Informasi, PTUN, dan MA, maka PPID Provinsi melakukan pendampingan hukum untuk penyelesaian sengketa informasi.
- PENUTUP
Keterbukaan Informasi adalah sebuah keniscayaan yang tidak bisa kita hindari. Untuk itulah sejak Undang-Undang No 14 Tahun 2008 tentang Keterbukaan Informasi Publik mulai diberlakukan efektif secara nasional yaitu tanggal 30 April 2010 atau dua tahun setelah Undang-Undang tersebut diundangkan, maka tidak ada lagi titik untuk kembali bagi Badan Publik Pemerintah maupun Badan Publik
Non Pemerintah untuk mengimplementasi UU KIP ini.
Selaras dengan Amanat UU No. 14 Tahun 2008 tentang KIP, semua Badan Publik berkewajiban menyampaikan dan membuka akses informasi kepada masyarakat.
Kita harus sikapi positif UU KIP ini, mengingat transparansi informasi adalah untuk kepentingan bersama dan bermanfaat bagi kita semua, baik itu sebagai Badan Publik Pemerintah maupun Non Pemerintah sebagai penyedia informasi maupun masyarakat sebagai pengguna informasi.
Untuk menuju suatu perubahan yang lebih baik, tentunya tidak terlepas dari berbagai tantangan, kelemahan bahkan perasaan kuatir bagi Badan Publik menjadi lebih transparan. Namun sebagai amanat Undang Undang bahwa Informasi menjadi kebutuhan pokok masyarakat, keterbukaan Informasi sudah menjadi konsekuensi Negara demokrasi .Oleh karena itu penyelenggaara Negara yang baik, keterbukaan informasi merupakan sarana mengoptimalkan pengawasan masyarakat atau publik terhadap penyelenggaraan negara.
Terkait hal inilah dipandang perlu untuk menyusun Pedoman Umum Pejabat Pengelola Informasi dan Dokumentasi (PPID), tidak lain adalah merupakan kewajiban Badan Publik melalui PPID untuk mengoptimalkan peran dan fungsi untuk menjalankan Undang Undang Keterbukaan Informasi Publik. Semoga melalui Pedoman Umum ini Implementasi Undang Undang Keterbukaan Informasi Publik di Badan Publik dapat berjalan dengan baik sesuai yang kita harapkan bersama sekaligus dapat memberikan kemudahan bagi masyarakat untuk mengakses Informasi Publik
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that’s usually two weeks. The borrower must simply be careful
while giving in specifics of his confidential
details like his banking account number, contact number, email address, ID
proof, employment letter, plus your residential
address. The first is where you should seek perfect terms, and this may be influenced
by whether your loans are private or federal.
The way debt consolidation programs effort is
they bring various types of educational loans and turn them
into a brand new one. Try getting quotes and continue searching online
which would provide you with a gain on negotiating your loan. In fact, more than a million satisfied customers are already served, including
those that have less-than perfect credit scores, are already approved within 5
minutes and gained entry to at the most $700 the next business day.
As with the learn to our second decade in the modern day, this is certainly not the case.
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Most of us should think outside of the box to turn our assets into the extra cash which is needed.
You will must add the application form using the necessary details.
The first is best places to seek the ideal terms, and this can be dependent on whether your loans are private or federal.
Most of us should think outside of the box to make our assets into
the supplemental income which is needed. With the above tips, you are able to surely come up with a lots
of extra cash and food directly from your garden. The first is
where to seek the best possible terms, and this can be determined
by whether your loans are private or federal.
Online lenders, however, put the money directly into your banking
account. The borrower must only be careful while giving in information about
his confidential details like his bank-account number,
phone number, email address, ID proof, employment letter, as well as your
residential address. The economic crunch has been felt across the world and everybody is trying to work while using
opportunity they need to finance themselves.
The borrowers can liberally use payday cash advances no bank checking account for day-to-day needs.
Avoid the Auto Loan Scams – To avoid situations like
these, prospective buyers would be a good idea to get pre-approved with an auto loan. Moreover, you no longer need to obtain a remarkable financial history or a sound credit background in order
to submit an application for or have this sort of loan.
The artsy, crafty types will discover particular opportunities within this
arena, being a hobby, like crocheting or jewelry construction, can turn into a part-time profession.
Note that only original equipment dealers can legally call a vehicle “certified used. In fact, over the million satisfied customers happen to be served, including individuals with less-than perfect fico scores, are actually approved within five minutes and gained entry to at most $700 the next business day.
So, securing approval despite a bad credit score
is often as much difficult on their behalf as anyone else.
Try getting quotes and continue shopping around online which could
provide you with a leg up on negotiating your loan. These lenders hold the expertise to
provide you the best secured bank card on the market – thus costing
you less on interest and account fees.
As with the start to our second decade in the 21st century, this is certainly not the case.
Note that only original equipment dealers can legally
call a motor vehicle “certified used. Moreover, you no longer need to get an impeccable financial history or a sound credit background in order to make an application for or get this type of loan.
The artsy, crafty types will discover particular opportunities on this
arena, as a hobby, like crocheting or jewelry construction, can turn into a
part-time profession. Note that only original
equipment dealers can legally call a motor vehicle “certified used. It matters not the length of time your home are already owned, it is not absolutely vital because of this loan.
As in the begin to our second decade in the modern day, this is certainly not the case.
Have you monthly excess at heart so you know which price tags are suitable.
In fact, over the million satisfied customers are
already served, including those with less-than perfect fico scores, have been approved within a few minutes and gained access to at the most $700 the next business day.
Frequently Asked Questions – The likely scenario is when you’ve got a
question regarding applying for a cash advance payday loan someone has probably already
asked it. Cash advance payday loans can be highly useful tools to possess when you really need them, however they could also prove to be
highly dangerous if misused, thus deal with these loans and also the lenders that
provide them carefully to stop falling into the trap of monetary destruction. The
first is where to seek perfect terms, and this could be dependent on whether your loans are private or federal.
As from the will our second decade of the modern day, this is certainly not the case.
On FTC’s site, you’d be able to go with the complete listing of government-backed consolidation firms, making a calculated decision based
on your requirements and budget. It makes no difference how much time the home are already owned, it is not absolutely vital with this loan.
Keep in mind that personal business loans have serious upside but additionally enough downside
as well. With the above tips, it is possible to surely come up
with a lots of more money and food directly from your garden. The economic crunch has been felt
across the world and most people are trying to work with all the opportunity they must finance themselves.
The artsy, crafty types will quickly realize particular opportunities with this arena, like a hobby, like crocheting or jewelry
construction, can turn into a part-time profession.
Avoid the Auto Loan Scams – To avoid situations for example these, prospective buyers can be wise to
get pre-approved on an auto loan. If you might be having temporary financial disaster and are
searching a financial minus the demand of collateral then the quick unsecured
loans suit you essentially the most.
The way debt consolidation programs jobs are they bring various kinds of educational loans and
turn them into a fresh one. Most households have a very mortgage,
car finance, loans, cards, along with other payments that need to be met over
a regular basis. For your convenience certainly is availing you with
various groups of it among which you’ll make an application for essentially the most suitable.
The borrowers can liberally use payday loans no bank account for day-to-day needs.
On FTC’s site, choosing able to go with the complete list of
government-backed debt consolidation loan firms, making a calculated
decision according to the needs you have and budget. For
your convenience built is availing you with different groups of it among which
you can sign up for the most suitable.
As of the start to our second decade of the twenty-first century, this is really not
the case. Avoid the Auto Loan Scams – To avoid situations for example these, prospective buyers can be smart to
get pre-approved to have an auto loan. It is not important how long the house have been owned, it
is not essential for this loan.
Online lenders, however, put the money into your checking account.
The borrower must just be careful while giving in details
about his confidential details like his bank account number, telephone number, email address, ID proof, employment letter,
along with your residential address. For those that have noticed an economic crisis in their
lives, many times, it seems like there’s virtually no approach
to crawl from underneath the dark cloud of cash
troubles.
The artsy, crafty types will find particular opportunities
within this arena, being a hobby, including crocheting or jewelry construction, can turn into a part-time profession. Have you monthly excess at
heart so that you know which price tags are suitable. These lenders possess the expertise to provide you the top
secured plastic card out there – thus costing you less on interest
and account fees.
The way loan consolidation programs work is they bring various
kinds of educational loans and turn them into a new one.
Note that only original equipment dealers can legally
call an automobile “certified used. It is not important how long your home have been owned, it’s not a necessity because of this loan.
The artsy, crafty types will find particular opportunities within this arena, as being a hobby, like crocheting or jewelry construction, can turn into a part-time profession. On FTC’s site, selecting able to go over the complete listing
of government-backed debt consolidation reduction firms,
and make up a calculated decision based on the needs you have and budget.
These lenders contain the expertise to help you get the best secured bank card available on the market – thus improving your premiums
on interest and account fees.
The borrowers can liberally use payday loans no bank account because of their
day-to-day needs. Most households possess a mortgage, car finance, loans, charge cards, along with other payments that ought to be
met with a regular basis. Moreover, you don’t need to own a flawless financial history or even a sound credit background so that you can sign up
for or fully grasp this type of loan.
Frequently Asked Questions – The likely scenario is that if you do have a question regarding applying
for a payday advance loan someone has probably already
asked it. You will have to fill out the application form while using necessary details.
Getting car loans after bankruptcy doesn’t have to be an unpleasant and painful situation.
Most of us should think beyond your box to show our assets
into the extra cash that is needed. You will have to fill out the application form using the necessary details.
Sure, the catch is gone for the time being however you cannot carry on using the same old
tricks frequently again.
The borrowers can liberally use payday cash advances no banking account for day-to-day needs.
Avoid the Auto Loan Scams – To avoid situations including these, prospective buyers could be smart to get pre-approved to
have an auto loan. It makes no difference how much time your
home are actually owned, it’s not absolutely vital
with this loan.
The borrowers can liberally use pay day loans no checking account because of their
day-to-day needs. Have you monthly excess in your mind so you are
aware which price ranges are suitable. If you might be having short-run financial disaster and they are searching a financial minus the demand of collateral then the quick unsecured loans
suit you essentially the most.
Keep in mind that personal business loans have serious upside but in addition a
good amount of downside as well. With the above tips, you’ll be able to surely produce a lots of extra cash and food directly from
your garden. For those that have experienced a fiscal crisis in their life, would seem impossible to feels as though
there is certainly simply no strategy to crawl out from beneath the dark
cloud of money troubles.
The artsy, crafty types will see particular opportunities within this
arena, as a hobby, such as crocheting or jewelry construction, can turn into a part-time profession. Most households
have a very mortgage, car and truck loans, signature loans, charge cards, along with other payments that need to be met with a regular basis.
It makes no difference just how long the house have been owned,
it is not essential because of this loan.
The borrowers can liberally use payday advances no
banking account for his or her day-to-day needs.
Have you monthly excess planned so that you know which
price tags are suitable. These lenders possess the expertise to provide you the top secured charge card
on the market – thus costing you less on interest and
account fees.
As of the start to our second decade in the modern day, this is really not
the case. Avoid the Auto Loan Scams – To avoid situations such as these, prospective buyers will
be wise to get pre-approved to have an auto loan.
These lenders have the expertise to acquire the most effective secured bank
card on the market – thus costing you less on interest and account fees.
Considering the belief that fundamentals have been in location to push
gold to new highs, such as a continuously expanding monetary base, fears
about future inflation and uncertainty regarding the European debt crisis, one
could think the run would continue. Have you monthly excess in mind so that you
know which price ranges are suitable. Moreover, you
do not need to obtain an impeccable financial history or possibly a sound credit background in order to make
an application for or get this type of loan.
This program has been used by lots of people with low credit score all over the world to acquire quick unsecured loans instantly.
The borrower must basically be careful while giving in information regarding his confidential details like his checking account number, phone
number, e – mail address, ID proof, employment letter, plus your residential address.
The first is best places to seek the ideal terms, and this could be dependent on whether your loans
are private or federal.
Frequently Asked Questions – The likely scenario is actually there is a question regarding taking out a cash
advance loan someone has probably already asked it. You will should fill in the application form
with all the necessary details. The first is where you can seek perfect terms, and this might be influenced by whether your loans are
private or federal.
Online lenders, however, put the money right into
your checking account. You will must add
the application form with all the necessary details. For those
that have seen a monetary crisis in life, many times, it is like there’s
simply no method to crawl from within the dark cloud of greenbacks troubles.
Considering the truth that fundamentals come in location to push gold
to new highs, which include a persistantly expanding monetary base, fears about future inflation and uncertainty about the European debt crisis,
one could think the run would continue. Most households have a mortgage, car loans,
personal loans, charge cards, along with other payments that should be met over a regular basis.
In fact, over the million satisfied customers are actually served, including those that have less-than perfect fico scores, are actually approved within 5 minutes and gained usage
of at the most $700 the following business day.
Before you move forward to secure one of these loans, you have to make certain that you could repay the funds
together with interest rate upon the agreed time, that’s usually two weeks.
With the above tips, it is possible to surely create a lots of extra money and food
completely from your garden. For those
that have experienced a financial crisis in life, would seem impossible to feels as though there exists
hardly any way to crawl out of beneath the dark cloud of income troubles.
The way loan consolidation programs tasks are they
bring various types of educational loans and turn them into a fresh one.
Note that only original equipment dealers can legally call a vehicle “certified used. For your convenience built is availing you with assorted types of it among which you’ll want to sign up for the most suitable.
The way debt consolidation programs effort is they bring various kinds of educational loans and
turn them into a fresh one. Note that only original equipment
dealers can legally call a car “certified used. If you happen to be having temporary financial disaster and they are searching a fiscal with no demand of collateral then the short term loans suit you probably the most.
Before you progress to secure one of these brilliant loans,
you need to make absolutely certain you could repay the funds plus the rate of interest upon the agreed time, that’s usually
two weeks. Some people also call these “cash advances”, the two could be very different.
The economic crunch is being felt across the globe and most
people are wanting to work using the opportunity they should finance themselves.
The artsy, crafty types will see particular opportunities with this arena, as
a hobby, such as crocheting or jewelry construction, can turn into a part-time profession. Note that only original equipment dealers can legally call a car
“certified used. In fact, more than a million satisfied customers have been served, including those with less-than perfect credit scores, have been approved within a few minutes and gained use of a maximum of $700 these business day.
The way loan consolidation programs effort is they bring
various kinds of educational loans and turn them into a whole new one.
Have you monthly excess in mind so you know which prices are suitable.
In fact, over a million satisfied customers are already served, including those with less-than perfect
fico scores, are already approved within five minutes and gained use of no more than $700 the following business day.
The borrowers can liberally use payday cash advances no banking account for his
or her day-to-day needs. Note that only original equipment dealers can legally call an automobile “certified used. It does not matter how long the property are already owned, it’s not at all a necessity just for this loan.
Most of us have to think outside the box to make our assets in to the extra money
that is certainly needed. Some people also call these “cash advances”, although the two might be very different.
If any with the above occur, you’re left minus the vital tools you need to
treat your patients to the best of your ability.
Online lenders, however, place the money right into your bank-account.
You will need to fill in the application form with the necessary details.
If any or all from the above occur, you are left with no vital tools you must treat your
patients to the best of your ability.
The artsy, crafty types will discover particular opportunities in this arena, like a hobby, such as crocheting
or jewelry construction, can turn into a part-time profession. Have you monthly excess at heart so that you know which
price tags are suitable. These lenders have the expertise to obtain the
top secured credit card in the marketplace – thus saving you money on interest and
account fees.
Most of us must think beyond your box to change our assets in to the supplemental income that’s
needed. You will should fill out the application form while using
necessary details. Sure, the problem is gone for the time being but you cannot go on employing the
same old tricks again and again again.
The artsy, crafty types will find particular opportunities with this arena, being a hobby, for example crocheting or jewelry construction, can turn into a part-time profession. On FTC’s site, you would be able to go
through the complete set of government-backed debt consolidation reduction firms, and create a calculated decision determined by the needs you have and budget.
In fact, on the million satisfied customers are already served, including individuals with less-than perfect credit scores, have been approved within five minutes and gained
access to a maximum of $700 these business day.
The way combination programs tasks are they bring various kinds of
educational loans and turn them into a new one. On FTC’s site,
you would be able to go from the complete list of government-backed debt
consolidation reduction firms, and make a calculated decision based on the needs you have
and budget. In fact, over the million satisfied customers have
been served, including those that have less-than perfect fico scores, are already approved within 5 minutes and gained access to no more than $700 these
business day.
Most of us should think outside of the box to turn our assets to the extra money that is needed.
The borrower must just be careful while giving
in specifics of his confidential details like his checking account number, phone number, electronic mail address, ID proof, employment letter, as well as your residential address.
Sure, the catch is gone for the time being nevertheless, you
cannot go on using the same old tricks frequently again.
The way combination programs tasks are they bring various
educational loans and turn them into a whole new
one. Most households use a mortgage, car finance, signature loans,
charge cards, as well as other payments that
should be met on a regular basis. It matters not how much time the property
have been owned, it isn’t a requirement with this loan.
Frequently Asked Questions – The likely scenario is actually you’ve got a question regarding getting a payday advance loan someone has probably
already asked it. The term Commercial real estate involves selling properties
which are used just for commercial purposes.
Sure, the catch is gone for the present time however, you cannot keep on using
the same old tricks again and again again.
Frequently Asked Questions – The likely scenario is that if you’ve got
a question regarding obtaining a payday advance loan someone has probably already asked it.
The borrower must just be careful while giving in information regarding his confidential details
like his banking account number, telephone number, e mail address, ID proof,
employment letter, along with your residential address.
For those that have observed a fiscal crisis in their lives, it often is like there
is certainly virtually no strategy to crawl out from beneath the dark cloud of greenbacks troubles.
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Considering the fact that fundamentals have been in location to push gold to new highs, such
as an ever expanding monetary base, fears about future inflation and uncertainty concerning the European debt crisis, one would think
the run would continue. Have you monthly excess in your mind so that
you know which prices are suitable. These lenders possess the expertise to acquire the top secured charge card available on the
market – thus costing you less on interest and account fees.
The way combination programs tasks are they bring various types of educational loans
and turn them into a fresh one. Try getting quotes
and continue searching online which will provide you with a leg up on negotiating your loan.
For your convenience built is availing you with different types of it among which
you can submit an application for one of the most suitable.
Considering the belief that fundamentals have been in destination to push gold to new highs, such as a persistantly
expanding monetary base, fears about future inflation and uncertainty in regards to
the European debt crisis, you might think the run would continue.
Have you monthly excess in mind so you know which
prices are suitable. It does not matter how much time the house are actually owned, it is not a necessity because of this loan.
Keep in mind that personal business loans have serious
upside but additionally adequate downside as well. Cash advance payday cash advances
may be highly useful tools to have if you want them,
nevertheless they can also end up being highly dangerous if misused, thus
cope with these plans and the lenders that offer them
carefully to stop falling into the trap of monetary destruction. The economic crunch
has felt around the world and everybody is looking to
work with all the opportunity they should finance themselves.
Frequently Asked Questions – The likely scenario is that
if you have a question regarding applying for a cash advance loan someone
has probably already asked it. The borrower must only be careful while
giving in information regarding his confidential details like his checking account number, phone number, email address,
ID proof, employment letter, plus your residential address.
If all or any with the above occur, you happen to be left devoid
of the vital tools you need to treat your patients on the best of your ability.
The artsy, crafty types will discover particular opportunities with this arena, as a hobby, including crocheting or jewelry
construction, can turn into a part-time profession. On FTC’s site, you
would be able to go through the complete report on government-backed debt
consolidation reduction firms, and make up
a calculated decision based on your needs and budget.
It makes no difference just how long the house happen to be
owned, it is not absolutely vital for this loan.
Frequently Asked Questions – The likely scenario is when you have a question regarding applying for a payday cash loan someone has probably already
asked it. The borrower must just be careful while giving in specifics of his confidential
details like his bank-account number, telephone number,
e mail address, ID proof, employment letter, as well as your residential address.
Getting auto loans after bankruptcy doesn’t have to be a distressing and painful situation.
Most of us have to think outside of the box to make our assets into the more
money that is certainly needed. With the above tips,
you are able to surely make a large amount of extra cash and food completely
from your garden. Sure, the catch is gone for now but you cannot go
on employing the same old tricks frequently again.
Online lenders, however, put the money straight into your checking account.
You will must fill in the application form using the necessary details.
For those that have observed an economic crisis in life, many times, it feels like there is
certainly hardly any approach to crawl from under the dark
cloud of greenbacks troubles.
Before you move ahead to secure one of them loans, you have to make certain you
could repay the funds plus the rate of interest upon the agreed time, which is usually two weeks.
Cash advance payday cash advances could be highly useful tools to get
when you really need them, nonetheless they also can be highly dangerous
if misused, thus take care of these plans along with the lenders that provide them
carefully in order to avoid falling into the trap of financial destruction. The first is best places to seek the best possible terms,
and this might be influenced by whether your loans are
private or federal.
The borrowers can liberally use pay day loans no bank account for their day-to-day needs.
Note that only original equipment dealers can legally call a car “certified used. If you happen to be having short term financial crisis and so are searching a financial without the demand of collateral then the loans suit you the most.
So, securing approval despite a bad credit score will be as much challenging on their behalf as anyone else.
Try getting quotes and continue doing your research online which will provide you with a gain on negotiating your loan. If you happen to
be having short term financial crisis and they are searching
a fiscal with no demand of collateral then this quick unsecured loans suit you one of the most.
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The borrowers can liberally use payday loans
no bank checking account because of their day-to-day needs.
Note that only original equipment dealers can legally call
a motor vehicle “certified used. It matters not how long your home happen to be owned, it’s not a requirement because of this loan.
Considering the truth that fundamentals come in destination to push
gold to new highs, that include an ever expanding
monetary base, fears about future inflation and
uncertainty regarding the European debt crisis, you might think the run would continue.
Avoid the Auto Loan Scams – To avoid situations including these,
prospective buyers will be smart to get pre-approved for an auto loan. For your convenience this scheme is availing
you with different groups of it among which you’ll want to apply for the most suitable.
As with the learn to our second decade with the twenty-first century,
this is actually not the case. Try getting quotes and continue searching online which could provide you with a gain on negotiating
your loan. These lenders have the expertise to obtain the
most effective secured bank card on the market – thus improving your premiums on interest and account fees.
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Considering the belief that fundamentals will be in place to push gold to new highs, including an ever expanding monetary base, fears about
future inflation and uncertainty in regards to the European debt crisis, one could think the run would continue.
Most households possess a mortgage, auto loans, personal loans, bank cards, and various payments that need to be
met on a regular basis. These lenders possess the expertise to provide you the most effective secured credit card out
there – thus saving you money on interest and account fees.
The artsy, crafty types will find particular opportunities with this arena, like
a hobby, such as crocheting or jewelry construction, can turn into a part-time
profession. Have you monthly excess planned so you are aware which selling prices are suitable.
Moreover, you don’t to get a flawless financial history
or possibly a sound credit background to be able to
submit an application for or get this form of loan.
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As with the learn to our second decade from the twenty-first century,
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Most of us must think away from box to show our assets to the extra money
which is needed. The term Commercial real estate involves selling properties which can be used mainly for commercial purposes.
If all or any with the above occur, you’re left minus the vital tools you must treat
your patients to the best of your ability.
The borrowers can liberally use pay day loans no banking account for his or
her day-to-day needs. Avoid the Auto Loan Scams –
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These lenders contain the expertise to acquire the most effective
secured credit card available on the market – thus costing
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that you could repay the funds plus the rate of interest upon the agreed time,
which can be usually two weeks. The borrower
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electronic mail address, ID proof, employment letter, and your residential address.
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